In the old days we were lucky to get a running banger as our first car, but things have changed. Now parents often purchase a new car for their children when they reach 17, however insuring a young driver can be prohibitively expensive. We’ve rounded up the top 10 cheapest new cars to insure.

Citroen C1

The Citroen C1/Peugeot 108/Toyota Aygo are essentially the same car with different badging – but they all have a 1,000cc, three-cylinder engine, making them cheap to insure.

Fiat Panda

The Fiat Panda has low overall running costs, including insurance. It comes with 900cc, twin-cylinder and 1.2-litre, four-cylinder petrol engines or a 1.3 diesel.

Seat MII

The Seat Mii, together with the mechanically similar VW Up and Skoda Citigo, is one of the most attractive small cars on sale. All three have a 999cc, three-cylinder petrol engine to keep costs down.


The Vauxhall Corsa has long been a favourite with budget-conscious drivers, and with good reason. For the latest version, Vauxhall has concentrated on improving the engines and interior quality.


Cars that are cheap to buy are usually the cheapest to insure, and the Dacia Sandero is no exception. Despite being built to a tight budget, the Sandero is available with some of the latest engines from Dacia’s parent Renault.


Only the least expensive versions of the Ford Fiesta fall into the lowest insurance categories, although they still have all the Fiesta attributes of practicality and driving pleasure.


With a 999cc, three-cylinder engine under the boot floor, the Renault Twingo is as nippy and practical as it it stylish. There’s also a turbocharged version, which is a greater risk as far as insurers are concerned.


The Hyundai i10 is cheap but also cheerful – in fact it’s one of the best city cars you can buy. The 1.0-litre, three-cylinder petrol engine is the one to go for if you want to reduce your insurance premium.

Kia Picanto

The Kia Picanto is made by Hyundai’s sister company and has the same 998cc engine as the i10. As well as low running costs, it also has a seven-year warranty.


We make no excuses for including the Skoda Fabia in our top 10. Only the 1.0-litre base model qualifies for the lowest insurance, but the Fabia’s space, value and efficiency make it an attractive proposition.